California Unveils State Consumer Financial Protection Bureau

first_img Demand Propels Home Prices Upward 2 days ago Related Articles Governmental Measures Target Expanded Access to Affordable Housing 2 days ago in Daily Dose, Featured, Market Studies, News Previous: The Industry Pulse: Two Law Firms Merge Next: The Reverse Mortgage Conundrum Subscribe California CFPB 2020-01-10 Seth Welborn January 10, 2020 2,659 Views As part of the 2020-21 state budget proposal, California Gov. Gavin Newsom plans to roll out California’s own state-level Consumer Financial Protection Bureau. Newsom unveiled a California Consumer Financial Protection Law on Friday.“As the Trump administration undermines and weakens the rules that protect consumers from predatory businesses, California is filling the void and stepping up to protect families and consumers,” Newsom told the Los Angeles Times.The new California Consumer Financial Protection Law would allegedly overhaul the existing Department of Business Oversight and rename it the Department of Financial Protection and Innovation, or DFPI.”The federal government’s rollback of the CFPB leaves Californians vulnerable to predatory businesses and leaves companies without the clarity they need to innovate,” the budget summary stated.According to Times’ sources, the new Department of Financial Protection and Innovation would include “dozens of new staff” and greater scrutiny of consumer markets “to identify patterns of abuse.” The 2020-21 state budget will include $10.2 million Financial Protection Fund and 44 positions, growing to $19.3 million and 90 positions ongoing in 2022-23, which is intended to provide consumers with more protection against unfair and deceptive practices when accessing financial services and products.”This will be accomplished by expanding the Department’s authority to pursue unlicensed financial services providers not currently subject to regulatory oversight such as debt collectors, credit reporting agencies, and financial technology (fintech) companies, among others,” the summary adds.The DFPI’s new duties will include licensing and examining new industries that are currently under-regulated, analyzing patterns and developments in the market to inform evidence-based policies and enforcement, consumer education programs, a new Financial Technology Innovation Office that will proactively cultivate the responsible development of new consumer financial products, legal support for the administration of the new law, and additional staff to support the Department’s increased regulatory responsibilities. Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer. Sign up for DS News Daily Servicers Navigate the Post-Pandemic World 2 days agocenter_img California Unveils State Consumer Financial Protection Bureau About Author: Seth Welborn The Best Markets For Residential Property Investors 2 days ago Tagged with: California CFPB The Week Ahead: Nearing the Forbearance Exit 2 days ago The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago  Print This Post Home / Daily Dose / California Unveils State Consumer Financial Protection Bureau Share Savelast_img read more

Press release: Restrictions on household gatherings to continue in parts of the north west and West Yorkshire

first_img City of Manchester Trafford Stockport Oldham Bury Wigan Bolton Tameside Rochdale Salford areas of concern areas of enhanced support areas of intervention As part of ensuring a proportionate yet robust response to the virus, where possible, the government will remove individual areas from these measures while maintaining or even strengthening measures in others as necessary – just as has been done in other areas where local measures have been brought in, like Leicestershire.The ban on indoor gatherings will now apply to: West Yorkshire: Greater Manchester: This means that people in these areas will continue to not be permitted to mix with other households (apart from those in their support bubble) within private homes or gardens. People are still able to meet others in groups up to 6 individuals, or 2 households, in outdoor public places.The measures for Preston will be kept under careful review with potential for even stronger localised measures from the local suthority if the new rules on gatherings are not followed by local residents.As an area of intervention, the city will also benefit from additional oversight, support and localised testing.Local leaders and government also agreed a number of other changes to local restrictions in other areas which are being announced today.Pools, indoor gyms and other leisure facilities will continue to remain closed in Leicester, Bradford and Blackburn. Shielding will also continue for individuals in Blackburn with Darwen, and Leicester City.PHE’s weekly surveillance report includes changes to the watch list of local authority areas with higher than average incidences of COVID-19. The changes are: Bradford Calderdale Kirklees The past week has been difficult for many people in Greater Manchester, West Yorkshire and East Lancashire, and I thank everyone in these areas for their patience and willingness to follow the rules. Yesterday I chaired a meeting of the Local Action Gold Committee, and unfortunately, the data does not yet show a decrease in the transmission of this terrible virus. It means we must keep the current restrictions in place to allow more time for the impact of this ban on indoor gatherings to be felt, and make sure local residents and their loved ones are protected. At the request of the local area we are also extending these restrictions to Preston. We are constantly examining the data on the prevalence of the virus in these areas, and we will review the measures again next week. As we continue to see rising rates of the virus across Europe, it is vital we take every precaution to protect our country. I urge everyone in these areas to follow the rules, get yourself a free test as soon as you get any symptoms, and isolate if NHS Test and Trace tells you to. Current rules on gatherings in Greater Manchester, Leicester, parts of West Yorkshire and East Lancashire remain in place Restrictions on household gatherings to be brought in for Preston from midnight tonight, as the city is added to JBC and PHE’s watch list as an ‘area of intervention’ Wider restrictions in Leicester, Blackburn and Bradford to continuecenter_img Blackburn with Darwen Burnley Hyndburn Pendle Rossendale Preston Lancashire: For ‘areas of concern’, upper tier local authorities will work with partners, supported by regional PHE and NHS Test and Trace resource, to take additional actions to manage outbreaks and reduce community spread of the virus to more normal levels. Actions taken may include additional targeted testing at high risk areas or groups, for example care homes, enhanced communications around the importance of social distancing, hand hygiene and other preventative measures, and more detailed epidemiological work to understand where clusters of the virus are occurring so that appropriate action can be taken.On top of this, areas deemed for ‘enhanced support’ will be provided with increased national support, capacity and oversight, including additional resources deployed to augment the local teams where this is necessary. Actions taken may include significant additional widespread testing deployed to the upper tier local authorities, national support for local recommendations put in place to manage outbreaks, and detailed engagement with high risk groups and sectors to help increase the effectiveness of testing and tracing in these areas.In addition, ‘areas of intervention’ are defined where there is divergence from the lockdown measures in place in the rest of England because of the significance of the spread of COVID-19. There are a range of non-pharmaceutical interventions available to local and national leaders, from extensive communications, expanded testing, to restrictions on businesses and gatheringsSee the contain framework for more information. The current rules on social gatherings will continue in parts of the North West, West Yorkshire and Leicester, following a review of all local restrictions yesterday by government and local authorities.The measures were announced last week to urgently tackle an increase in COVID-19 cases in these areas.With the latest data not showing any evidence of a decrease in the number of cases per 100,000 people in the area, the Health Secretary, in close collaboration with local leaders, has agreed that the rules must remain in place. This will help protect local residents, and allow more time for the changes to have an effect, cutting transmission among households.At the request of the local authority, Preston will be now be added to the list of areas included in the ban on households gathering in each other’s homes and gardens, effective from midnight tonight. Guidance will make clear that people should not be gathering with other households anywhere indoors.The restrictions on gatherings will be reviewed again next week with any changes to be announced by Friday 14 August.Health and Social Care Secretary Matt Hancock said: The full surveillance report which includes this week’s watchlist and what the different categorisations mean can be read in full here.Anyone with any symptoms must isolate immediately and get a test for free by going online or ringing 119.Everyone must continue to socially distance and regularly wash their hands to help bring this virus down further so all areas can return to normal as soon as possible.Background informationThe 3 definitions for JBC and PHE’s watchlist are: Leicester Bedford and Swindon added as ‘areas of concern’ following a decrease in cases, Oadby and Wigston will move down from ‘enhanced support’ to ‘area of concern’ Rotherham is being removed thanks to a considerable drop in caseslast_img read more

Pitch, Hit & Run At Tyson Activities Center Results

first_imgThe opening rounds of The Pitch, Hit, & Run took place at at The Tyson Activities Center in Versailles on Sunday, May 22nd.A total of 77 kids, the most by far, doubling the number we have ever had, participated.  There were four levels of competition with The Boys and The Girls levels with the winners advancing onto the sectional round, which will be held in Versailles on June 5th.  Sectional round is by invitation only, you must be a winner of one event in a local competition to qualify.2016 PHR SECTIONAL ADVANCERSThis is the PHR, sponsored by Major League Baseball and Scott’s Lawn Care.Courtesy of Local PHR Coordinator Brian Samples.last_img

Bono earns praise for holding his own vs Fajardo

first_imgSteam emission over Taal’s main crater ‘steady’ for past 24 hours Brian Heruela arrival bolsters Phoenix backcourt, defense Blown leads cause for concern for SMB coach Austria OSG plea to revoke ABS-CBN franchise ’a duplicitous move’ – Lacson Scottie Thompson also worthy of Finals MVP, thinks Cone Redemption is sweet for Ginebra, Scottie Thompson Containing a behemoth like Fajardo is admittedly tall order, but Bono was still able make life difficult for the four-time PBA MVP while also making a good account of himself on the offensive end.Bono scored eight points on 4-of-4 shooting from the field in only 11 minutes.“You can’t stop June Mar. You just had to contain him. I’m just thankful for coach for giving me the opportunity,” said the former UAAP MVP.READ: Fajardo admits having a hard time vs BonoBono’s exemplary showing didn’t just garner praise from his own fort, but as well as from the opposing side as San Miguel coach Leo Austria also expressed glee with his former player’s performance.ADVERTISEMENT Lights inside SMX hall flicker as Duterte rants vs Ayala, Pangilinan anew Meralco ‘never the same’ after Almazan injury in PBA Finals OSG plea to revoke ABS-CBN franchise ’a duplicitous move’ – Lacson Jiro Manio arrested for stabbing man in Marikina “Coach just told me to get ready. I’m just thankful for the opportunity that coach gave me and I did my best to help the team. You’ll never know when coach will call your number, so I’m just ready,” Bono said.Though the Bolts went on to lose, 97-103, Bono’s presence was a huge boost in making a game out of the duel.FEATURED STORIESSPORTSTim Cone, Ginebra set their sights on elusive All-Filipino crownSPORTSGinebra beats Meralco again to capture PBA Governors’ Cup titleSPORTSAfter winning title, time for LA Tenorio to give back to Batangas folkREAD: Cabagnot, San Miguel weather Meralco comeback“I was happy with the way Ken played,” said Black. “He’s been hurt and he just came back to practice about a week ago, and he did pretty well tonight against June Mar. He did a pretty decent job of at least trying to push him out of the lane.” Photo by Tristan Tamayo/INQUIRER.netANTIPOLO — It pays to be prepared, and for Ken Bono, he seized the moment when coach Norman Black called his number to guard June Mar Fajardo on Wednesday.Though surprised at first, the former Adamson standout did the best he could to at least slow down Fajardo as he held the fort for the Meralco frontline against the San Miguel giant in the second half.ADVERTISEMENT “I really congratulated him because I know what he can do. He’s one of the best shooters among big men and if he will focus on his conditioning, I think he will be given playing time,” Austria, who coached Bono at Adamson, said.The 33-year-old Bono hopes to get more opportunities to play.“Hopefully [I get to play more], but it depends on coach. I’m just ready every game,” he said.Sports Related Videospowered by AdSparcRead Next Don’t miss out on the latest news and information. LATEST STORIES MOST READ Carpio hits red carpet treatment for China Coast Guard PLAY LIST 02:14Carpio hits red carpet treatment for China Coast Guard02:56NCRPO pledges to donate P3.5 million to victims of Taal eruption00:56Heavy rain brings some relief in Australia02:37Calm moments allow Taal folks some respite03:23Negosyo sa Tagaytay City, bagsak sa pag-aalboroto ng Bulkang Taal01:13Christian Standhardinger wins PBA Best Player award View commentslast_img read more

Cover Crop Field Day in Preble County

first_imgShare Facebook Twitter Google + LinkedIn Pinterest Preble Soil and Water Conservation District invites local farmers to an upcoming Cover Crop Field Day to be held Tuesday, March 27. The field day will be held at the site of the cover crop demonstration plot at the Leedy Farm, located at 3302 Eaton Lewisburg Rd., Eaton. The field day will begin at 9:00 a.m., conclude around 1:00 p.m., and will include a free lunch provided by La Crosse Seed, Buckeye Soil Solutions, and Peak Agronomy Solutions.Speakers will include Hans Kok of the Soil Health Partnership, Scott Wohltman of La Crosse Seed, Eric Niemeyer of Buckeye Soil Solutions, and Matt Deaton of Deaton Soil Services. This group has a great deal of experience in working with cover crops, and they will discuss topics such as best management practices, pros and cons of different seeding methods, getting started with using covers, economics, and benefits to soil health. During the program, attendees will be able to look at the demonstration plot including seven different cover crop seed mixes and observe root growth in a soil pit.Please join us to learn about how cover crops might fit into your farming operation. There is no cost to attend. Please RSVP by March 22 to 456-5159.In addition, the Natural Resources Conservation Service in Preble County has been awarded a special cover crop initiative through the Environmental Quality Incentives Program for 2018.  If you are a farmer, and you have cropland in the Sevenmile Creek watershed, you may be eligible.  Applications for the program will be accepted for any of the following: converting tilled cropland to 100% no-till, implementing cover crops, or grid soil sampling with variable rate application of nutrients.  For more information you may contact Jeff Barnes at 937-456-4211 x 3. Deadline to apply is March 16.last_img read more

The Future of Comics: Piecemeal or Cross-Platform?

first_imgdana oshiro Top Reasons to Go With Managed WordPress Hosting A Web Developer’s New Best Friend is the AI Wai… Before anime torrents, World of Warcraft and even before the internet itself, fantasy seeking geeks were fortunate enough to pour over the genius and inspiration of writers and artists like Stan Lee and Jack Kirby. With the exception of Ben Affleck’s lackluster display in Daredevil, almost every classic Marvel title has produced an equally epic blockbuster movie hit. The Fantastic Four, Iron Man, Wolverine and The Punisher are as thrilling to audiences now as they were in their comic book form. And this past weekend, Marvel announced plans to offer its products via a number of iPhone applications. The Comixology, Panelfly and iVerse apps are all boasting the release of Marvel titles to US iPhone users. Select issues from Iron Man, X-Men and the Amazing Spider-Man series’ are available for between 99 cents and $1.99 per issue. While these services are likely to get their fair share of individual downloads, comic book service Take Comics is attempting a slightly different approach to delivery. Recently launched to a roomful of entrepreneurs and investors at TechStars’ Silicon Valley demo day, Take Comics offers a frictionless comic distribution platform for publishers. Rather than selling titles piecemeal, larger publishers like Marvel and indie publishers like Last Gasp can offer titles across platforms. The company aims to create an iTunes-like experience specific to comics. But there’s a catch – after purchasing users can view their favorite titles on the device of their choosing. The service renders comics on a panel-by-panel basis for easy perusal on mobile devices. As for up-selling, users receive publisher alerts on new issues and recommendations to complete their collections. While comic publishers stand to earn more on a short term basis through individual downloads, it will be interesting to see if they opt for long term loyalty via the more user-friendly cross-device route. Tags:#start#startups center_img Related Posts Why Tech Companies Need Simpler Terms of Servic… 8 Best WordPress Hosting Solutions on the Marketlast_img read more

Independent MP forms party, ‘army without guns’ in Assam

first_imgNaba Sarania, an Independent member of the Lok Sabha from Assam who is also a former extremist, has formed a political party as well as an “army without guns”.The Gana Surakhya Party (GSP), launched on Sunday, is expected to challenge the Bodoland People’s Front (BPF), which has been running the Bodoland Territorial Council (BTC) since its creation in 2003. The BPF is a partner in the BJP-led alliance that rules the State.Eye on BTC electionThe GSP’s birth has assumed significance ahead of the election to the 40-seat BTC early next year across the districts of Kokrajhar, Chirang, Baksa and Udalguri, politically polarised between the Bodos and the non-Bodos.The Bodos are the largest plains tribe in the north-eastern region, but account for a little more than 30% of the population in the Bodoland Territorial Areas District (BTAD) administered by the BTC. Nineteen communities, including Muslims, form the non-Bodos. Backed by the non-Bodos, Mr. Sarania has won in the Lok Sabha election from Kokrajhar twice since 2014. “We had to form the GSP because of the ‘atrocities’ on the non-Bodos in areas under the BTC and also because no party has cared for them,” he said, attributing the plight of the non-Bodos to the “undemocratic” and “one-sided” Bodo Accord signed in 2003 for forming the BTC under the Sixth Schedule of the Constitution.“We hope to win the BTC election next year… We will fight for equal rights and status for all communities,” he said.Mr. Sarania, once an ULFA , clarified on the BTAD army formed alongside his party. “This is a non-violent army, without guns. It will have 5,000 volunteers in each BTAD district for protecting the lives, property and livelihood of the non-Bodos,” he said. He had earlier said the army would be modelled on the Rashtriya Swayamsevak Sangh.On the other hand, the BPF has been trying to end factionalism among the Bodos ahead of the election. Hagrama Mohilary, chairman of the BTC and a former extremist leader, called for the unification of the Bodos. A few days ago, Mr. Mohilary had met former MP Urkhao Gwra Brahma, leader of the United People’s Party (Liberal), for “burying their differences” and fighting the election together. The two had fallen out more than a decade ago.last_img read more

Global cebu eyes AFC Cup finals

first_imgBREAKING: Cop killed, 11 hurt in Misamis Oriental grenade blast Sports Related Videospowered by AdSparcRead Next View comments Tiger Woods arrested on suspicion of drunk driving Don’t miss out on the latest news and information. BSP survey: PH banks see bright horizon amid dark global recession clouds Cayetano dares Lacson, Drilon to take lie-detector test: Wala akong kinita sa SEA Games LATEST STORIES BREAKING: Cop killed, 11 hurt in Misamis Oriental grenade blast Palace: Duterte to hear out security execs on alleged China control of NGCP Every 18 seconds someone is diagnosed with HIV Pumped up and motivated, Global Cebu tries to defy the odds on Tuesday night when it clashes with Singapore League side Home United in the second leg of their AFC Cup Asean zonal semifinal tie at Jalan Besar Stadium in Singapore.The Philippines Football League powerhouse is looking to become the first Filipino club to reach this far in the AFC Cup. But the Cebu side will have to do it without top defender Amani Aguinaldo who will serve a suspension.ADVERTISEMENT Robredo: True leaders perform well despite having ‘uninspiring’ boss PLAY LIST 02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice01:19Fire erupts in Barangay Tatalon in Quezon City01:07Trump talks impeachment while meeting NCAA athletes02:49World-class track facilities installed at NCC for SEA Games Pagasa: Storm intensifies as it nears PAR MOST READ Lacson: SEA Games fund put in foundation like ‘Napoles case’ Nonetheless, Global coach Marjo Allado feels his side is equipped to overcome the young club’s biggest challenge.“It’s not an easy game but we have to beat them,” said Allado whose team needs a victory in the 8:30 p.m. match to advance after a2-2 draw in the first leg at Rizal Memorial Stadium two weeks ago.FEATURED STORIESSPORTSSEA Games: Biñan football stadium stands out in preparedness, completionSPORTSMalditas save PH from shutoutSPORTSPrivate companies step in to help SEA Games hostingGlobal can afford another scoring draw but only if it scores more than two goals. Home has two away goals which means a goalless draw and a 1-1 stalemate will see the S-League side advance to the next round.“We’re fresh and with the mind-set to win,” said Global goalkeeper Patrick Deyto.last_img read more

English Soccer Adopts Rooney Rule for National Team Jobs

Team GB women’s soccer head coach Hope Powell at a press conference at Wembley Stadium in London. English soccer leaders want to interview at least one black or ethnic minority candidate in future for jobs around the national teams. (AP Photo/Sang Tan, File)LONDON (AP) — English soccer leaders want to interview at least one black or ethnic minority candidate in future for national team management jobs.The English Football Association is emulating the NFL and its Rooney Rule, which requires teams to interview a diverse pool of candidates for coaching and management positions.There has never been a non-white manager of the England men’s team, but the women’s team was led into the 2007 and 2011 World Cups by Hope Powell, who is black. There is currently one black manager of a Premier League team — Chris Hughton at Brighton.Setting out the FA’s plans for the year, chief executive Martin Glenn said at least one black and minority ethnic (BAME) candidate will be interviewed for all future jobs around the national teams if they have the right qualifications and experience.“It is the right thing to do but there is also a business case for it,” Glenn said at Wembley Stadium. “If your management team reflects more the people that you are serving then you’re going to make correct decisions.“What we’re seeing now is more BAME players and what we want to do is make sure that post their playing career there’s an opportunity for them to carry on contributing and that they feel the FA is also for them.”The FA’s desire to ensure the England management is more diverse following a damaging row around the women’s team. Former manager Mark Sampson was found to have racially discriminated against two of his players, while goalkeeping coach Lee Kendall left his role after addressing striker Eni Aluko using a mock Caribbean accent.“It’s all about improving performance by making the England players feel like the setup is more inclusive,” Glenn said.The Rooney Rule was named after campaigning Pittsburgh Steelers chairman Dan Rooney, who died last year. read more